Mortgage Calculator | financetools.digital

Mortgage Calculator

Monthly Payment Breakdown

Principal & Interest: $0

Property Tax: $0

Home Insurance: $0

HOA Fees: $0

Total Monthly: $0

📘 How to Use

Enter your home price, down payment, loan term, and interest rate. Include taxes, insurance, and HOA fees if applicable. Click “Calculate” to instantly see your estimated monthly mortgage payment.

💡 Benefits

Get a clear picture of your monthly mortgage costs and plan your budget wisely. Understand how taxes, insurance, and HOA fees impact your total payment — all calculated in real-time.

🧠 Expert Advice

Keep your mortgage payment under 30% of your monthly income. Compare loan terms (15 vs 30 years) to balance lower interest vs smaller payments. Always shop around for the best rate.

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